St. Tuv's Bank

[Papa Liam 960]

[!] The citizens of Reza – and all across northern Arcas, for that matter – are notified of the newest, bestest, most profitable financial institution of the century.

 

 

 

 

⚖️ Saint Tuv’s Banking ⚖️

Est. 1705

 

       St. Tuv’s Bank, established in central-Reza as the primary financial institution to serve the Kingdom of Haense, is dedicated to ensuring that a functioning economy is a possibility. Our mission is to bring more value to the productivity of workers, and to encourage the feasibility of entrepreneurship. The bank is co-managed by Jakob Marius Ludovar, the owner of Ludovar Mining Co., and Fabius Bracchus, former Chairman on public finance in the Imperial Parliament, where Ludovar will be the General Manager, and Bracchus the Chief Financial Officer. The 1700’s will be the era of economic expansion.

 

St. Tuv’s Bank, located at 7 Robert’s Plaza. The bank’s offices are located at 7 Sigismund’s Court.

 

((HOURS FOR CUSTOMERS (EST):

Saturdays: 4 - 8

Sundays: CLOSED

Mondays: 5 - 8

Tuesdays: 5 - 8

Wednesdays: 5 - 8

Thursdays: CLOSED

Fridays: 5 - 8

CLOSED on holidays))

((BANK OFFICIALLY OPENS THIS TUESDAY))

 

1. SAVINGS ACCOUNTS
2. SAFETY DEPOSIT BOXES
3. INSURANCE PLANS
4. CONTRACTING
5. LOANS
6. KUZO MARKS
7. NOW HIRING

 

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SAVINGS ACCOUNTS

        A savings account is a monetary fund in which customers can safely store their money for the time being, but can also easily access their money when needed. In addition to the safe storage of one’s finances, the longer a customer keeps their money in a savings account, the more interest it accumulates. Interest is the additional value which will be accumulated on the net savings in one’s account, to incentivize customers to keep their money in our bank. Currently, St. Tuv’s provides consumers with a 2% annual interest rate. This means that, for every 100 mina stored in a savings account, a customer will earn an additional 2 mina per Saint’s week. Each customer must keep a minimum of 100 mina in their savings account. We do this so that we can utilize deposited funds in making larger loans to other companies, and then make a profit on interest rates levied against lenders. There’s a reserve requirement of 10% on all deposits. To open a savings account, visit St. Tuv’s during any normal business hours.

 

 

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SAFETY DEPOSIT BOXES

        For all of our customers, you can pay an additional surcharge to gain access to our vault-secured safe deposit boxes. These fortified compartments offer customers the security of their physical belongings, should they wish to utilize this service. The advantage to keeping your sacred belongings in St. Tuv’s is to protect your property with the most secured facility on Arcas. Each regular deposit box is 50 mina annually, while a large deposit box is 75 mina annually. You will be given your own exclusive key to your safe deposit box which will be accessible to you during regular bank hours.

 

 

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INSURANCE PLANS

       Accidents happen. That’s why with St. Tuv’s insurance, you’ll be confident knowing that the financial burden of unexpected events won’t catch you off guard. Premiums are due at the end of every Saint’s month, but it’s definitely worth it. To file a claim, simply contact our Chief Financial Officer’s offices. Check out our various plans;

 

DELUXE PACKAGE

The Deluxe Package contains the Platinum Plans for both legal and home insurance, for only 350 mina / Saint’s month.

 

 

LEGAL INSURANCE

Legal insurance covers the costs of court related fees when one is charged with a crime. The following plans cover the costs of a legal counsel, punitive fees, and most fines.

 

COPPER PLAN

Covers the costs of court imposed fines of up to 600 mina every 6 Saint’s months. Premiums are 70 mina / Saint’s month. Does not cover charges of murder, manslaughter, or arson.

 

AURUM PLAN

Covers the costs of court imposed fines and legal counsel of up to 1,500 mina every 6 Saint’s months. Premiums are 120 mina / Saint’s month. Does not cover charges of murder or manslaughter.

 

PLATINUM PLAN

Covers the costs of court imposed fines, confiscated property, and legal counsel of up to 3,000 mina every 6 Saint’s months. Premiums are 300 mina / Saint’s month.

 

HOME INSURANCE

May it be damages or missed tax slips, home insurance will ensure the security of your residency.

 

COPPER PLAN

In the event of a foreclosure or eviction on a residence, accident related damages to the physical residence, or intentional damages from a third party, this plan covers up to 40% of the total cost on one claim every 6 Saint’s months. Premiums are 40 mina / Saint’s month. Does not cover missed tax slips if the customer already has sufficient funds.

 

AURUM PLAN

In the event of a foreclosure or eviction on a residence, accident related damages to the physical residence, or intentional damages from a third party, this plan covers up to 50% of the total cost on one claim every 6 Saint’s months. Premiums are 100 mina / Saint’s month. Does not cover missed tax slips if the customer already has sufficient funds.

 

PLATINUM PLAN

In the event of a foreclosure or eviction on a residence, accident related damages to the physical residence, or intentional damages from a third party, this plan covers up to 70% of the total cost on one claim every 6 Saint’s months. Premiums are 140 mina / Saint’s month. Does not cover missed tax slips if the customer already has sufficient funds.

 

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CONTRACTING

        If you require a legal document to be signed between two or more parties, but require an external arbiter to prevent any foul play or discerning behavior, St. Tuv’s bank will happily provide our legal services and contracting skills for a mere 30 mina / hour.

 

 

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LOANS

       St. Tuv’s Bank is able to offer loans to any individuals, businesses, or organizations who require immediate funds. We offer both open-ended lines of credit, as well as installment loans. These loans are expected to be paid back to the bank in full, in addition to a small interest rate. These agreements are to be negotiated on a case-by-case basis, so please contact the Chief Financial Officer, Fabius Bracchus, for more information.

 

 

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KUZO MARKS

       St. Tuv’s Bank is happy to introduce the Kuzo Mark, an alternative currency to the mina, designed to make banking less of a hassle. The Kuzo Mark, named after the early monarchs of Haense, is the equivalent of ten mina, and is represented by a small, bronze coin, minted and owned by the bank. Although of little intrinsic value, it acts as a bank note, representing real value. These coins are entirely legitimate for use in the Haense marketplace, and are required to be used when opening an account with us. Exchange rates are subject to change, depending on the market swings. You are able to exchange mina for Kuzos at the bank during normal business hours.

 

 

A ten-piece Kuzo, minted from bronze in 1705.

 

 

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NOW HIRING

If you’d like to become involved in the banking industry, please contact CFO Fabius Bracchus ((Liam#7649)) for an interview. We’re looking for promising people to issue promissory notes.

[sandey0000 216]

`” Uhhhhhhhhh don’t the Amador's own the bank?” Questions a very, very, very confused Sergei Stafyr

[herculean_wud 3662]

Falk looks down from whatever plain he found himself in with yearning eyes, wishing with all his might to feel the cold, metallic embrace of a sheqel – or better yet, a Silver Pound – between his fingers. . . 

[NotEvilAtAll 10906]

Daisy Applefoot smiles as her old economic ideas are finally put into fruition!

[blckmatter 4]

Otto Greyn would want to die because he used all his money on tridents.

[Axelu 4333]

Aleksandra nods in approval, flustered upon hearing prior news. 

[Zacho 2177]

Moved to The Great Library. It shall be sorted into the appropriate category shortly.

 

If you feel this is a mistake, please contact myself or any FM and we'll restore it.