Alras has home for 200 mina, Renatus has homes for 750 with a decent farm, And several people from both area are fairly active and if you can't find em in game just pm em on forums instead of everyone trying to have thier own lil village Etc.
NEwbie housing? Every nation has 500 or less housing some with 250. I can get that easily with hunting mobs in 10 mins. Couldnt be that hard. Also most guilds and nations will house and feed their troops