Simply leaving it to moderation to investigate and determine if you are being targeted oocly is not, blanket-banning.
As for the rp situation, why adhere to reform? Take action and call for schism? You’d likely have the backing of 4 Nations? Nothing says you have to listen to these people and adhere to their personal biases, you owe them nothing. My advice is to take risks if your character fundamentally disagrees with something. It may work it may not. But outright banning referrals to homophobia in roleplay via ooc methods is just not how you enact change.